SAVE. GROW. PROSPER.
A digital medium to ease your sending and receiving of payments, save and earn with no worries.
Payfax Cooperative is a community-driven financial platform designed to empower individuals to save, invest, and grow their financial future. As a prestigious Blackhaus Group, Payfax leverages cooperative strength, digital innovation, and financial inclusion to reach the un-banked and under-banked communities across Nigeria.
Grow your money how you like it
A digital medium to ease your sending and receiving of payments, save and earn with no worries.
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Payfax Savings App
A digital app that allows you to save daily, weekly, or monthly with complete transparency and flexibility.
Fixed Savings Plan
Empowering members to participate in cooperative farming and agribusiness projects for profit sharing.
Payfax Market
A digital app that allows you to save daily, weekly, or monthly with complete transparency and flexibility.
Payfax AgroCoop
Empowering members to participate in cooperative farming and agribusiness projects for profit sharing.
Payfax Health Plan
A cooperative health system providing members with affordable access to healthcare.
Payfax EduFund
A savings plan dedicated to supporting education through structured contributions and yearly bonuses.
FlexPay (Asset Financing)
Helping members acquire valuable assets or tools needed for business and personal growth through flexible repayment plans.
LandBanking Plan
A savings plan dedicated to supporting education through structured contributions and yearly bonuses.
How It Works
Members of Payfax Cooperative join by registering on our platform or at any of our community outlets. Once registered, members can participate in different savings and investment plans, earn returns and enjoy transparently, using the Payfax digital platform to monitor progress and manage funds efficiently.
Why Choose Us?
Empowering you to save, grow, earn and prosper!
Interest
Earn competitive interest on your fixed savings.
Finance
Access cooperative loans & financing.
Profit-Sharing
Participate in profit sharing ventures such as AgroCoop & LandBanking.
Healthcare
Enjoy discounted healthcare and educational support plans.
Marketplace
Gain access to the Payfax digital marketplace to sell & promote your goods.
Ecosystem
Be part of a trusted & transparent financial ecosystem under Blackhaus Group.
Listen To Them All
Don't just take our words for it. Hear what our customers know us for - it's all about excellence.
Victor Sunday
Business Owner, Abuja
Frequently Asked Questions
We give out credit loans to a huge amount of our members though with a fair interest % on them and because we have alot of members, it's a good means of generating.
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